Government Grants for Home Renovations & ADU Construction
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Government Grants for Home Renovations &
ADU Construction
Unlock Savings with Federal, Provincial, and Municipal Programs
Renovating your home or building an Accessory Dwelling Unit (ADU) is a smart investment in your property. What many Ontario homeowners don’t realize is that you can offset a significant portion of the cost through various government programs. From federal interest-free loans for green retrofits to provincial rebates for accessibility and municipal grants for building a new rental suite, financial help is available. At Chrysalis Construction, we specialize in guiding our clients through the entire process, from identifying eligible grants to ensuring the renovation work meets the required standards for funding.
Home Renovation Grants & Incentives
Energy Efficiency & Green Upgrades
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Canada Greener Homes Loan – An interest-free federal loan of up to $40,000 to help you complete major, energy-saving retrofits such as heat pumps, new windows, or insulation upgrades.
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Home Renovation Savings (HRS) Program (Ontario) – Get provincial rebates of up to $10,000 for high-performance energy upgrades. Co-delivered by Save on Energy and Enbridge Gas, this program helps you save money on both the renovation and your future utility bills.
Accessibility & Multigenerational Living
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Home Accessibility Tax Credit (HATC) – A federal tax credit offering up to $3,000 back on renovations that improve safety and accessibility for seniors or family members with a disability.
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Multigenerational Home Renovation Tax Credit – This federal credit provides up to $7,500 for costs associated with creating a self-contained secondary suite for a senior or a relative with a disability.
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Ontario Renovates Program – Offers forgivable loans for low-income seniors and persons with disabilities to fund essential home repairs and accessibility modifications. This program is managed by your local municipality.
ADU Construction Grants & Financing
Support for Building Secondary Suites & ADUs
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Canada Secondary Suite Loan Program – The federal government offers a low-interest loan of up to $80,000 over a 15-year term to help you finance the construction of a new ADU, whether it's a basement apartment, an in-law suite, or a detached garden home.
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Municipal ADU Grants & Forgivable Loans – Many Ontario municipalities now offer direct funding to homeowners. Programs in cities like Hamilton, St. Catharines, Collingwood and Ajax provide forgivable loans (often up to $30,000) to help cover the cost of building a legal secondary suite. We can help you identify if a program exists in your area.
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Multigenerational Home Renovation Tax Credit – If your new suite is for a senior or a family member with a disability, you can claim a federal tax credit of up to $7,500. This is a significant rebate that directly reduces your construction costs.
How to Apply for Government Grants
Our Guided Process to Maximize Your Funding
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1: Consultation & Eligibility Assessment – Our process begins by identifying which federal, provincial, and municipal grants your project qualifies for. For energy programs, we help you schedule the mandatory pre-retrofit EnerGuide evaluation.
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2: Strategic Quote & Application Package – We provide a detailed project quote and help you assemble all necessary documents, including proof of ownership and renovation plans, tailored to meet the grant program’s specific requirements.
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3: Quality Construction & Documentation – Once approved, our team completes the renovation to the program's exact standards. We meticulously document the work performed and products installed, which is crucial for final reimbursement.
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4: Post-Renovation Evaluation – Many grants and loans require a final inspection or a post-retrofit EnerGuide evaluation to verify the completed work. We coordinate this crucial step on your behalf.
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5: Final Submission & Reimbursement – We ensure you have all the necessary paperwork, including all invoices and evaluation reports, so that you receive the maximum funding you’re entitled to. Most programs provide funding as a rebate after all work is paid for and verified.
Don't Leave Money on the Table
The landscape of government funding is complex and constantly changing. At Chrysalis Construction, we have the expertise to help you manage the process. From aligning your renovation plan with the right grants to handling the required inspections and paperwork, we ensure you secure every dollar your project is entitled to.
Renovation Services
Craft Your Dream Home
Breathe new life into your space with Chrysalis Construction renovations.
Where every project is completed on time, on budget, and built around your vision.
Chrysalis Construction delivers custom whole-home renovations tailored to your lifestyle, design preferences, and functional needs. From concept to completion, we manage every detail with precision to ensure a seamless transformation of your living space.
We create modern, functional kitchens that maximize space, storage, and style. Whether it’s a full redesign or a targeted upgrade, our team ensures the heart of your home reflects your vision.
Our bathroom renovations combine comfort, elegance, and practicality with high-quality finishes and thoughtful layouts. We turn outdated bathrooms into spa-like retreats tailored to your routine.
Unlock your home’s potential with fully finished basements designed for living, working, or entertaining. We handle everything from insulation and flooring to custom layouts that meet your goals.
Enhance your outdoor living with custom decks, patios, and exterior upgrades built to last. Our designs blend durability and aesthetics to expand your home’s usable space year-round.
From new rooms to expanded living areas, we build home additions that integrate seamlessly with your existing structure. Every addition is designed to add long-term value, function, and comfort.
We construct custom garages that match your home’s architecture while adding practical space for vehicles, storage, or workshops. Whether attached or detached, our solutions are tailored to your needs and property layout.
Convert your single-family home into a legal duplex or triplex with our end-to-end design and construction services. We ensure code compliance, maximize rental potential, and help you generate long-term income.
Trusted by Many, Proven by Results.
Our Process
Our Step-by-Step Home Renovation &
ADU Construction Process
With over two decades construction experience, our streamlined construction process allows you to walk through the door of your ADU within 3-4 months.
We manage all the necessary paperwork, including zoning compliance, permit applications, environmental regulations, and financing coordination, so you can move forward with confidence.
Our team conducts precise measurements of your property and develops custom ADU designs that align with your needs and fully comply with local bylaws and zoning codes.
We prepare the site by clearing obstacles and ensuring the area is ready for construction. Utility lines for sewage, electrical, plumbing, and HVAC are marked and coordinated before the foundation is poured.
With over two decades construction experience, our streamlined construction process allows you to walk through the door of your ADU within 3-4 months.
We manage all the necessary paperwork, including zoning compliance, permit applications, environmental regulations, and financing coordination, so you can move forward with confidence.
Our team conducts precise measurements of your property and develops custom ADU designs that align with your needs and fully comply with local bylaws and zoning codes.
We prepare the site by clearing obstacles and ensuring the area is ready for construction. Utility lines for sewage, electrical, plumbing, and HVAC are marked and coordinated before the foundation is poured.
Our Work Speaks for Itself
We hired Chrysalis Construction to remodel our basement after an extensive search and review of several contractors. It turned out to be a great choice selecting them. Our basement looks amazing now and we have received many compliments. The team was friendly and very polite. Their quality of work including attention to details was top notch. We received good advice, ideas, and recommendations thorough out the entire process which included building a modular tv wall and a wet bar. They sough feedback on their work as it was completed and were keen to please. At the end of the day, you want the best results, and we are completely satisfied and would definitely recommend them.”
Ben B
We used the services of Chrysalis Renovations to turn the main level of an old century home in the Kirkendal South area into a modern space with an updated bathroom and kitchen. Edgar and his friendly and respectful crew members helped us to make sensible choices that will stay current for a long time and enhance the resale value of our home. As it usually goes with older homes, we encountered some “surprises” along the way which forced us to rethink our choices. Throughout this process, we received guidance and a thorough breakdown of costs. As a result, our renovation took longer than anticipated, but we are happy with the quality of the work and have received many compliments on the look of our old but “new” home.”
Alma K
Chrysalis did an amazing job refurbishing our basement after a serious sewage problem. All the tradesmen were professional and worked in a really timely fashion. They had to work over last winter’s months (coldest winter in a long time). Our home is older and as such there were several ‘surprises’ encountered, all handled beautifully. Edgar met with us many times to go over our requests and to clarify. James, the project manager was always available and pointed out any issues needing consideration. I would highly recommend Chrysalis and will be calling them in the fall for further projects. Well done.”
Jane Riddell
We had the pleasure of collaborating with Chrysalis Construction on a complete home renovation and a new build project. Can’t say enough how great Edgar and his team were to work with. There was always an open line of communication, Edgar and his team were a pleasure to be around and always polite and welcoming to our employees and they did everything in their power to allow us to execute our section of the project to the best of our ability.
Christopher C
We just recently completed the renovation of our kitchen and we were very pleased, at the transformation that took place, as a result of the professional advices and quality workmanship, of Edgar and his team at Chrysalis Renovations. At each stage in the process, Edgar gave us great ideas and offered many options with various paints, matching appliances and contemporary fixtures. The craftsmen went over and above their regular assignments, resulting in factory like finishing on our cupboards. As the advertising states from design to finish, the quality is second to none. My wife Josie and I, would not hesitate to recommend Edgar and his team. Sal (Salvatore) Bagazzoli. ps – Great value all with very fair pricing!
Sal Bagazzoli
Had a great experience with Chrysalis. They redid our washroom and did a fantastic job. The project took a little longer than expected, but the results were absolutely worth it. Everyone on the team was friendly and professional, especially Eric, who was very helpful throughout the process. They paid attention to every detail and made sure everything was done properly. The quality of the materials and the finishing work really stood out. Communication was smooth, and they always kept us updated on the progress. We’re really happy with our new washroom and would definitely recommend Chrysalis to anyone looking for quality work and reliable service.
Matthew Bury
I have used them for numerous projects both large and small over the past four years with the most recent having been deck demolition and removal and outside patio built. I have always been pleased with the remodels inside and out and find that Edgar and his team cannot do enough to make the customer happy. Very professional and respectful They are on the books again for me come Spring with yet another project.
Gayle Ford
They were professionals right from the very first meeting. Their communication was always clear, friendly, and easy to understand, which made the whole process stress-free. They followed the estimate closely and delivered exactly what they promised, finishing everything on time without cutting corners. The team paid great attention to detail, kept the space tidy, and made sure I was updated at every step. I absolutely love my new kitchen renovation-it looks beautiful, functions perfectly, and has completely transformed my home. I would happily hire Chrysalis Construction again for any future projects and highly recommend them to anyone looking for quality work.
Otilia Picazo
Service Areas
Hamilton
Oakville
Burlington
Mississauga
Home Renovation & ADU Construction FAQs – Your Questions Answered
Timelines vary based on the scope of the project, but most renovations range from a few weeks to several months. We’ll provide a detailed schedule and keep you updated at every stage to ensure everything stays on track.
Permit requirements depend on the type of renovation. Chrysalis Construction handles all necessary paperwork and works with local municipalities to ensure full compliance with zoning and building codes when permits are required.
In many cases, yes. For larger or more disruptive projects, we’ll help you evaluate whether temporary relocation makes sense, and we’ll do everything we can to minimize disruption to your daily life.
We provide transparent quotes and detailed estimates before the project begins. If anything unexpected arises, we’ll communicate clearly and work with you to make informed decisions that align with your budget.
We offer both! Our team includes experienced designers who can help you plan layouts, choose materials, and bring your vision to life, ensuring the renovation is both functional and visually cohesive.
An ADU (Accessory Dwelling Unit) is a secondary residential unit on your property, such as a garden suite, laneway house, or basement apartment. Whether you can build one depends on local zoning bylaws—our team will assess your property and handle all approvals for you.
Costs can vary depending on the size, design, and location, but most ADUs range from $150,000 to $300,000+. We provide a detailed quote upfront and work with you to align the design with your budget and goals.
From initial planning and permits to final construction, most ADUs take between 4 to 8 months. We manage the entire process to ensure your project moves efficiently and stays on schedule.
Yes, ADUs are a great source of rental income. Many homeowners earn up to $2,400 per month by renting their ADU, and we can even assist in helping you find a tenant if needed.
Chrysalis Construction offers a complete turnkey solution, from design, permitting, and financing support to full construction and finishing. We manage everything so you don’t have to coordinate with multiple contractors.